REDHAT PAM
This document covers the REDHAT PAM changes for introducing a new product group or product in the Origination App.
Product Groups and Products
The following product groups and products are introduced in Transact.
| TRANSACT PRODUCT ID | DESCRIPTION | PRODUCT GROUP | PRODUCT LINE |
|---|---|---|---|
| BB.SMALL.BUSINESS.LOAN | Small Business Loan | BUSINESS.BANKING.LOAN | Lending |
| BB.PREMIUM.ACCOUNT | Business Banking - Premium Account | BUSINESS.BANKING.ACCOUNTS | Accounts |
| BB.STANDARD.ACCOUNT | Business Banking - Standard Account | BUSINESS.BANKING.ACCOUNTS | Accounts |
| BB.START.UP.ACCOUNT | Business Banking Start Up Account | BUSINESS.BANKING.ACCOUNTS | Accounts |
Business Banking Fabric and IRIS APIs
The following Business Banking Fabric and IRIS API's are shipped as part of this feature.
createSMEBusinessAccountOrLoans
| Description: | This Java service creates the Business Account or Loan in Transact. |
| Enterprise API: | services/OriginationJavaServices/createSMEBusinessAccountOrLoans |
| Final End Point: | services/TransactAPIs/createSMEBusinessAccounts |
|
Payloads Body Request: |
{
"requestId":"R202337513662",
"facilityId":"F202337513674",
"companyCifId":"190347"
}
|
| Response: | {
"lineOfBusiness": "02",
"coreRefrenceId": "122084",
"lastChangeUserId": "",
"year": "",
"groupId": "",
"purposeId": "01",
"availableAmount": "50000.0",
"utilisedAmount": 0,
"ouId": "GB0010001",
"requestId": "R202337513662",
"lastChangeDateTime": "2023-01-27 11:25:10.381",
"facilityName": "Business Overdraft",
"approvedAmount": 50000,
"partyId": "2302740163",
"currencyId": "USD",
"productLineId": "ACCOUNTS",
"usageId": "Funding working capital",
"product": "BB.PREMIUM.ACCOUNT",
"securityCoverage": "",
"aipRejectionReason": "",
"facilityId": "F202337513674",
"isSimulationRequired": "",
"facilityType": "Overdraft Accounts",
"lgdRating": "",
"coreRefrenceType": "Arrangement",
"facilityStatus": "08",
"accountNumber": "",
"approvalStatusId": "01",
"acceptanceStatus": "",
"extensionData": {},
"totalAmount": 50000,
"beneficiary": "",
"month": "0",
"days": "",
"opstatus": 0,
"amendmentTypes": "",
"activeProcessId": "1311",
"offerRejectionReason": "",
"startDate": "2022-04-19",
"httpStatusCode": 200
}
|
| Enterprise Provider: | Transact |
| Enterprise API: | /v4.1.0/holdings/accounts/businessAccount |
createSMEBusinessAccountorLoans
| Description: | This Java service create the Business Account or Loan in Transact. |
| Method: | submitApplicationEvidence |
| URL: | {baseURL}/services/DocumentIntegrationServices/submitApplicationEvidence |
|
Payload Body Request: |
{
"requestId":"R202337513662",
"facilityId":"F202337513674",
"companyCifId":"190347"
}
|
| Response: | {
"lineOfBusiness": "02",
"coreRefrenceId": "122084",
"lastChangeUserId": "",
"year": "",
"groupId": "",
"purposeId": "01",
"availableAmount": "50000.0",
"utilisedAmount": 0,
"ouId": "GB0010001",
"requestId": "R202337513662",
"lastChangeDateTime": "2023-01-27 11:25:10.381",
"facilityName": "Business Overdraft",
"approvedAmount": 50000,
"partyId": "2302740163",
"currencyId": "USD",
"productLineId": "ACCOUNTS",
"usageId": "Funding working capital",
"product": "BB.PREMIUM.ACCOUNT",
"securityCoverage": "",
"aipRejectionReason": "",
"facilityId": "F202337513674",
"isSimulationRequired": "",
"facilityType": "Overdraft Accounts",
"lgdRating": "",
"coreRefrenceType": "Arrangement",
"facilityStatus": "08",
"accountNumber": "",
"approvalStatusId": "01",
"acceptanceStatus": "",
"extensionData": {},
"totalAmount": 50000,
"beneficiary": "",
"month": "0",
"days": "",
"opstatus": 0,
"amendmentTypes": "",
"activeProcessId": "1311",
"offerRejectionReason": "",
"startDate": "2022-04-19",
"httpStatusCode": 200
}
|
| Enterprise Provider: | Transact |
| Enterprise API: | /v6.1.0/holdings/loans/businessLoans |
REDHAT PAM Changes
The following are the REDHAT PAM changes for introducing new product group or product in the Origination App.
Update the Document Checklist DMN: DocumentChecklist.DMN displays the Financial Documents section for Business Banking loan.
Changes in SME Deposits Create Accounts and SME Fulfillment processes to use the newly created Java service OriginationJavaServices/create SMEBusinessAccount or Loans for account creation in Transact.
This step is required only during the integration of new Iris Api’s by developing New experience / Integration services.
SME Approval Matrix DMN : Added BB.SMALL.BUSINESS.LOAN product. This DMN is specific to SME flow, not required for Retail flow.
SME Credit Score Decision DMN: This DMN updates with a new product. This DMN is specific to SME flows and not required for Retail flows.
SMECreditScoreCalculation DMN: This updates the DMN to include BB.SMALL.BUSINESS.LOAN in all the Decision tables. This is specific to SME flow and not for Retail flow.
SME Application Queue Name Rules DMN : This updates the DMN to include BUSINESS.BANKING.LOAN and BUSINESS.BANKING.ACCOUNTS product groups. For Retail journeys, the new product Id’s has to be updated in Retail Application Queue Name Rules DMN file.
Retail Queue Name DMN :
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